Construction Loans
Build Your Dream Home with Confidence
Building a home gives you the opportunity to create a living space that reflects your lifestyle, preferences, and long-term goals. Construction loans are designed to provide the financing needed to build a new home from the ground up, making it easier to turn your vision into reality. Whether you’re planning your forever home, a vacation property, or a custom residence, Jerry Ownby offers personalized construction loan solutions tailored to your unique project. From securing financing to the final stages of construction, we are committed to making the process straightforward, efficient, and stress-free.
Proudly serving borrowers throughout Arizona, Alaska, California, Colorado, Florida, Georgia, Maryland, Montana, Ohio, Texas, Utah, Washington, South Carolina, and West Virginia, Jerry Ownby provides expert mortgage guidance and customized financing solutions for a wide variety of construction projects. Every client receives one-on-one support, clear communication, and professional advice throughout the entire lending process. Conveniently located at 459 N Gilbert Rd, Suite B100, Gilbert, AZ 85234, we are dedicated to helping you build your future with confidence and peace of mind.
Flexible Financing for Your Custom Home
Construction loans are specifically designed to meet the unique needs of building a home. Unlike traditional mortgages, these loans provide funding throughout various stages of construction, helping ensure your builder has the resources needed as your project progresses. Whether you’re working with an experienced builder on a fully customized home or constructing a new primary residence for your family, the right financing can help keep your project on schedule and within budget.
Jerry Ownby works closely with borrowers, builders, and construction professionals to ensure every phase of the financing process is handled efficiently. We take the time to explain loan requirements, construction timelines, draw schedules, and available financing options so you always know what to expect. Our goal is to make the lending process as smooth as possible while helping you move confidently toward completing your dream home.
Personalized Guidance Throughout Every Phase
Building a home is an exciting journey, but it also comes with important financial decisions. Jerry Ownby provides personalized guidance from your initial consultation through construction completion and final loan conversion. Every borrower receives individualized attention, ensuring your financing is structured around your budget, timeline, and long-term homeownership goals.
Whether you’re building your first custom home or your forever home, we are committed to providing transparent communication, timely updates, and expert mortgage guidance throughout every stage of the project. Borrowers trust Jerry Ownby to deliver dependable financing solutions backed by exceptional customer service.
Turning Your Vision into Reality
Every custom home begins with a vision, and the right financing helps transform those ideas into reality. Construction loans provide the financial flexibility needed to build a home that fits your family’s needs while giving you greater control over design, features, and finishes. Jerry Ownby is committed to helping clients confidently navigate the financing process while supporting them from the first blueprint to the day they move into their completed home.
We believe every borrower deserves personalized mortgage solutions and a trusted lending partner throughout the building process. Our focus is on helping you achieve your homeownership goals while delivering professional service, responsive communication, and financing solutions designed for long-term success.
Your Trusted Construction Loan Partner
Choosing the right mortgage professional is an important part of every successful construction project. Jerry Ownby is dedicated to providing customized construction loan solutions, honest advice, and personalized service that simplify the financing process while helping borrowers build with confidence. Every recommendation is based on your individual financial goals, ensuring you receive the loan solution that best supports your new home project.
With NMLS ID #998686 and Company NMLS License #2611, Jerry Ownby proudly serves borrowers. Visit our office at 459 N Gilbert Rd, Suite B100, Gilbert, AZ 85234, call 480-980-0900, or email Jerry.Ownby@citywidehm.com to learn more about Construction Loan financing. Our corporate office is located at 9785 South Monroe St., Suite 200, Sandy, UT 84070. Whether you’re building your first home or creating your forever home, we’re here to help make your vision a reality with expert guidance and personalized mortgage solutions.
Every borrower deserves a loan that fits their goals, not the other way around. Homebuyers can start with popular options like conventional loans for their competitive rates, FHA loans with flexible credit and down payment requirements, or VA loans offering zero-down financing for veterans and active-duty service members. Shopping in a higher price range? A jumbo loan provides financing beyond conforming limits for luxury properties. Real estate investors have plenty of tools as well — DSCR loans qualify you based on a property’s rental income, fix and flip financing funds renovation projects with fast turnaround, apartment loans help you acquire multifamily properties, and construction loans let you build from the ground up. Current homeowners can put their equity to work with HELOCs for renovations, debt consolidation, or other big expenses, while homeowners aged 62 and older can convert their home’s value into retirement income through reverse mortgages.
