Reverse Mortgages
Enjoy Greater Financial Freedom in Retirement
A reverse mortgage is designed to help eligible homeowners aged 62 and older convert a portion of their home equity into tax-free funds while continuing to live in the home they love. Whether you’re looking to supplement retirement income, eliminate monthly mortgage payments, cover healthcare expenses, renovate your home, or simply improve your financial flexibility, a reverse mortgage can be a valuable solution. Jerry Ownby provides personalized reverse mortgage guidance to help you understand your options and determine whether this financing program aligns with your retirement goals.
Proudly serving homeowners throughout Arizona, Alaska, California, Colorado, Florida, Georgia, Maryland, Montana, Ohio, Texas, Utah, Washington, South Carolina, and West Virginia, Jerry Ownby is committed to providing honest advice, clear communication, and customized mortgage solutions. Every homeowner receives one-on-one guidance throughout the lending process, ensuring they fully understand how reverse mortgages work before making an important financial decision. Conveniently located at 459 N Gilbert Rd, Suite B100, Gilbert, AZ 85234, we are here to help you confidently explore your retirement financing options.
Turn Your Home Equity into Financial Confidence
For many homeowners, their home is one of their most valuable financial assets. A reverse mortgage allows qualified borrowers to access a portion of that equity without selling their home or taking on traditional monthly mortgage payments, provided they continue to meet the loan requirements. Funds may be received as a lump sum, monthly payments, a line of credit, or a combination of payment options, giving homeowners flexibility to use the money in the way that best supports their retirement plans.
Jerry Ownby works closely with every client to explain eligibility requirements, payment options, homeowner responsibilities, and the long-term benefits of reverse mortgage financing. We believe that every borrower should have a complete understanding of their available options before making a decision, allowing them to move forward with confidence and peace of mind.
Personalized Retirement Financing Solutions
Every retirement plan is unique, which is why reverse mortgage solutions should always be tailored to the individual homeowner. Whether your goal is increasing monthly cash flow, paying off an existing mortgage, funding home improvements, managing healthcare expenses, or preserving retirement savings, Jerry Ownby provides financing recommendations designed around your specific financial needs and future objectives.
Homeowners trust Jerry Ownby for professional guidance, transparent communication, and personalized service. From your initial consultation through closing, we remain committed to making the reverse mortgage process straightforward, informative, and stress-free.
Helping You Make the Most of Your Retirement
A reverse mortgage can provide greater financial flexibility while allowing you to remain in the home you’ve worked hard to own. When used as part of a comprehensive retirement strategy, it can help reduce financial stress, provide access to additional funds, and support a more comfortable retirement lifestyle. Jerry Ownby is dedicated to helping homeowners make informed decisions that protect their financial future while maximizing the value of their home equity.
Our commitment extends beyond closing. We strive to build lasting relationships by providing continued guidance whenever your financial needs evolve. Every recommendation is based on your long-term goals, ensuring you receive a mortgage solution that supports both your present and future retirement plans.
Your Trusted Reverse Mortgage Specialist
Choosing the right mortgage professional is essential when considering a reverse mortgage. Jerry Ownby is committed to providing personalized guidance, honest communication, and customized reverse mortgage solutions that help homeowners confidently navigate every step of the process. Every client receives individualized attention, professional expertise, and exceptional customer service from beginning to end.
With NMLS ID #998686 and Company NMLS License #2611, Jerry Ownby proudly serves homeowners. Visit our office at 459 N Gilbert Rd, Suite B100, Gilbert, AZ 85234, call 480-980-0900, or email Jerry.Ownby@citywidehm.com to learn more about Reverse Mortgage options. Our corporate office is located at 9785 South Monroe St., Suite 200, Sandy, UT 84070. Whether you’re planning for retirement or exploring ways to improve your financial flexibility, we’re here to help you make the most of your home equity with confidence.
Every borrower deserves a loan that fits their goals, not the other way around. Homebuyers can start with popular options like conventional loans for their competitive rates, FHA loans with flexible credit and down payment requirements, or VA loans offering zero-down financing for veterans and active-duty service members. Shopping in a higher price range? A jumbo loan provides financing beyond conforming limits for luxury properties. Real estate investors have plenty of tools as well — DSCR loans qualify you based on a property’s rental income, fix and flip financing funds renovation projects with fast turnaround, apartment loans help you acquire multifamily properties, and construction loans let you build from the ground up. Current homeowners can put their equity to work with HELOCs for renovations, debt consolidation, or other big expenses, while homeowners aged 62 and older can convert their home’s value into retirement income through reverse mortgages.
