VA Loans
Honoring Those Who Served with Exceptional Home Financing
VA loans are a valuable home financing benefit created to help eligible veterans, active-duty service members, members of the National Guard and Reserves, and qualified surviving spouses achieve homeownership with greater affordability. Backed by the U.S. Department of Veterans Affairs, VA loans offer significant advantages that make purchasing or refinancing a home easier for those who have proudly served our country. Jerry Ownby is honored to assist military families by providing personalized VA loan solutions designed to support their unique financial goals while making the mortgage process as simple and stress-free as possible.
Proudly serving eligible borrowers throughout Arizona, Alaska, California, Colorado, Florida, Georgia, Maryland, Montana, Ohio, Texas, Utah, Washington, South Carolina, and West Virginia, Jerry Ownby is committed to delivering honest guidance, responsive communication, and exceptional customer service. Whether you’re buying your first home, relocating after military service, refinancing your existing VA loan, or purchasing your forever home, you’ll receive expert support from beginning to end. Conveniently located at 459 N Gilbert Rd, Suite B100, Gilbert, AZ 85234, we’re here to help you maximize the benefits you’ve earned through your service.
A Mortgage Program Designed for America’s Heroes
VA loans offer some of the most competitive financing options available for qualified military borrowers. Many eligible homebuyers can purchase a home with no down payment, competitive interest rates, and no private mortgage insurance (PMI), making homeownership more affordable than many conventional financing options. These valuable benefits can significantly reduce upfront costs and monthly housing expenses while providing greater financial flexibility for military families.
Jerry Ownby takes the time to explain every aspect of the VA loan process, including eligibility requirements, obtaining a Certificate of Eligibility (COE), available loan options, and the documentation needed for approval. Every borrower receives personalized recommendations based on their financial situation and long-term homeownership goals, ensuring they fully understand the advantages available through this outstanding loan program.
Personalized VA Loan Guidance Every Step of the Way
Every military family has a unique story, and every mortgage should reflect individual financial needs and future goals. Jerry Ownby believes in providing one-on-one guidance throughout every stage of the lending process, helping borrowers make informed decisions with confidence. From pre-approval through closing, we remain committed to delivering a smooth, transparent, and efficient mortgage experience while answering every question along the way.
Whether you’re purchasing your first home after military service, relocating to a new duty station, refinancing an existing mortgage, or using your VA benefits again, you’ll receive knowledgeable support tailored specifically to your circumstances.
Making Homeownership More Affordable for Military Families
Owning a home is one of the greatest investments you can make, and VA loans are designed to make that investment more attainable for those who have served our nation. With flexible qualification guidelines, competitive financing, and reduced upfront costs, VA loans provide eligible borrowers with opportunities that are difficult to match through many other mortgage programs. Jerry Ownby is dedicated to helping military families take full advantage of these benefits while simplifying every step of the mortgage process.
Our commitment goes beyond helping you close on a home. We strive to build long-term relationships by offering continued guidance whenever your mortgage needs change. Whether you’re planning future refinancing opportunities or purchasing another home using your VA benefits, we’re here to support your financial success for years to come.
Dedicated to Serving Those Who Served
At Jerry Ownby, serving veterans and military families is both a privilege and a responsibility. We understand the sacrifices made by our nation’s service members and are committed to providing the highest level of mortgage expertise, personalized attention, and outstanding customer care. Every recommendation is made with your best interests in mind, helping you secure financing that supports both your current needs and your future financial goals.
With NMLS ID #998686 and Company NMLS License #2611, Jerry Ownby proudly serves eligible military borrowers. Visit us at 459 N Gilbert Rd, Suite B100, Gilbert, AZ 85234, call 480-980-0900, or email Jerry.Ownby@citywidehm.com to learn more about your VA loan options. Our corporate office is located at 9785 South Monroe St., Suite 200, Sandy, UT 84070. We’re honored to help America’s heroes achieve the dream of homeownership with trusted guidance and personalized mortgage solutions.
Every borrower deserves a loan that fits their goals, not the other way around. Homebuyers can start with popular options like conventional loans for their competitive rates, FHA loans with flexible credit and down payment requirements, or VA loans offering zero-down financing for veterans and active-duty service members. Shopping in a higher price range? A jumbo loan provides financing beyond conforming limits for luxury properties. Real estate investors have plenty of tools as well — DSCR loans qualify you based on a property’s rental income, fix and flip financing funds renovation projects with fast turnaround, apartment loans help you acquire multifamily properties, and construction loans let you build from the ground up. Current homeowners can put their equity to work with HELOCs for renovations, debt consolidation, or other big expenses, while homeowners aged 62 and older can convert their home’s value into retirement income through reverse mortgages.
